Clark Howard's Living Large In Lean Times: 250+ Ways To Buy Smarter, Spend Smarter, And Save Money (2011)
Clark Howard's Living Large in Lean Times: 250+ Ways to Buy Smarter, Spend Smarter, and Save Money (2011)
3.65 of 5 Votes: 1
1583334335 (ISBN13: 9781583334331)
Avery Trade
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With the holidays only weeks away and many of us struggling in a tough economy, it’s not uncommon to have concerns about spending less, saving more, and avoid falling into pitfalls of being ripped off.HLN television host and consumer expert Clark Howard shares our concerns and offers his expertise in his latest book, Clark Howard’s Living Large in Lean Times: 250+ Ways to Buy Smarter, Spend Smarter, and Save Money (Avery Trade, 2011). The book contains mostly common sense (cents?) advice, along with some new ideas some may have never considered before delving into several chaptersMany of the top concerns are covered in Living Large in Lean Times: prescriptions, insurance, mortgage/rent, utilities, and even cell phones. Other insights from Clark Howard worth reading are topics on identity theft and consumer fraud, two major issues which have come into the consumer spotlight over the last several years.While of Living Large in Lean Times is a useful book, what I especially liked about it is not only did it offer excellent, up-to-date advice, but also in an easy to read, non-condescending, non-preachy manner many publications aimed toward consumer advice tend to fall.Once you’ve read Living Large in Lean Times, Clark Howard’s money-saving tips don’t end there. You can find yet more ideas on his excellent yet useful web site, doesn’t want to save a little extra cash, especially for the holidays? The Clark Howard Show used to air on a talk radio station I listened to on my way home from work late at night. The advice he gave was the same my dad gave me and my dad successfully retired a multimillionaire before the stock market crash. Still, Clark Howard had great advice for my day to day living as well as my investments and retirement. I was hooked.In his new book, Living Large in Lean Times, Clark expands his penny pinching skills by providing more tech savvie sites and updated information on laws in layman's terms. His influence has pushed me to open a Roth IRA (post-tax dollars), never use a debit card, always use a credit card and pay it off every month, and I now have a list of websites to check as soon as I write this review.On a personal note, I wish I had known about the Drop Dead Letter to creditors 5 years ago when my ailing father-in-law was in the middle stages of dementia. Although we learned very quickly to never allow collection companies to talk to him, they used all kinds of scare tactics on us to try to collect money owed. We offered a payment plan which they flatly denied then threatened law enforcement on us, yelling at us, swearing at us, and otherwise making a complete nuisance of themselves. Knowing it was not our debt to pay, we took it in stride but were unable to stop the harassing calls. Turns out, there was a way and we missed it.The 250 plus ways to be a smarter consumer includes tips on cell phones, cable television, land lines, internet, travel, credit cards, car buying, insurance, outsmarting scammers, giving to charitable foundations (legitimate) and a slew of other tips that can be used every day.I read the book cover to cover but this is not necessarily the way it must be read. It is a resource and can be opened to pertinent sections to answer pressing questions or read front to back or back to front with a notebook and pencil to take notes or highlighter to use like the nerdy educator like myself.
Lots of good info as always from Clark Howard!
Borrow it. It won't take you long to read.
Lots of good information!
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